by Dr. Sherry Timmerson DVM
No matter if they have furry tails that wag or they spend their days sunning on a heat stone, many of us treat our pets just like family. This means getting them the best possible care, including a pet insurance plan.
Pet health insurance is one of the fastest growing lines of insurance offered today. This market is expected to top $1 billion dollars by 2011. Jack Stephens, founder of Pet's Best Insurance, pet health care costs have soared over 40% in the last to years totaling $10 billion dollars. Only about $250 million of this however was spent on health insurance.
These pet insurance plans can be very straightforward or complicated, depending on your needs. While most often taken out on the family dog or cat, they are available for almost all pets and livestock.
Like all insurance plans, you always hope you don't need the coverage. But often when dealing with animals, the need is sudden. And, if surgery or emergency treatment is needed, the cost can often soar into the thousands of dollars. Even purebred or pedigreed animals aren't safe from this fact, and they often have more genetic troubles.
A check with the ASPCA has seen a surge in the number of pet owners contacting their local offices in recent months. These owners are struggling to provide routine vet care to their pets, a situation that can be helped with a simple pet insurance plan.
Pet insurance policies generally covers vet bills that arise from illnesses and injuries. Many plans also offer preventative care, and liability coverage in case your pet damages someones property or person.
In addition, pet insurance policies often cover the cost of advertisements and rewards if a dog or cat goes missing, kennel costs if the owner is hospitalized and the cost of holiday cancellation if a pet requires life-saving surgery.
When selecting a policy, it is vital that pet owners check the terms and conditions that apply, rather than being swayed simply by price.
Pet health insurance is becoming more common every day. It's a great feeling knowing that your pet will be taken care of no matter what sort of emergency comes up.
No one wants to make the choice to end the life of their pet when faced with a huge treatment bill. Wallace Sife, who as founder of the Association for Pet Loss and Bereavement has counseled hundreds of guilt-racked pet owners, said, "There is no right answer."
There is no hard and fast advice on what to do when a pet needs expensive care. It does appear, however, that pet insurance is the financial cure, though it may end up making the emotional decision a little easier.
These are some of the basics of pet insurance plans. There will still be some more research to do when choosing the right plan for your needs. This is often as simple as a web search for companies websites to compare the different plans and coverages. It's important not to get hung up on price as your sole shopping criteria. The cheapest plan may not necessarily be the best deal. Ultimately, you want to be sure that your pet will be provided with the best care should there ever be a need. This will keep you both happy for many years to come. - 20511
Dr. Shirley Timmerson DVM, who has been caring for pets for over 20 years, offers more in depth information on (http://vetpetinsurance.blogspot.com/2008/11/akc-pet-insurance.html) AKC health insurance pet on her website. This information is all available free at her (http://vetpetinsurance.blogspot.com) vet care blog.
---------------------------------
New Unique Article!
Title: Learn More About Pet Insurance
Author: Dr. Sherry Timmerson DVM
Email: bmph8ter@gmail.com
Keywords: pet insurance,pet health care,pet care,dogs,cats,pets,animals
Word Count: 548
Category: dog
---------------------------------
---------------------------------------------------
You are receiving this because you signed up for it on 2009-01-13 from IP 68.162.127.161
To fine-tune your selection of which articles to receive, just login here:
http://www.uniquearticlewizard.com/bloggers/
using your username: scottsoloff
To unsubscribe please use the following link:
http://www.uniquearticlewizard.com/unsubscribe.php?mail=internetmarketingdotcom.inhomedogtraining@blogger.com&code=401eef6b55d3c225bd8bafe6382a26b0
---------------------------------------------------
Posts
No comments:
Post a Comment